Is your ministry looking to make a purchase, do some renovations, or make repairs, but does not have the money to fully make your ministry dreams come true? CURF is here to help. The Columbia Union Revolving Fund (CURF) lends money to Adventist churches, schools, and other eligible institutions in the Columbia Union for use in growing ministry
Is your ministry ready for a new building or property, needs some renovations or new equipment? CURF is here to help. Churches and eligible non-education entities in the Columbia Union can borrow an Entity Loan up to 65% of total project cost, or average annual tithe income for the past 3 years.
Without CURF's financial partnership, we would not have the incredible school we have today. Their financial assistance and cordial working relationship could not have been better.
Allegheny East Conference
After almost 15 years of renting, God opened the providential door for us to finally build our church and CURF helped us realize our long-held dream.
Chesapeake Conference
We were able to purchase a beautiful turnkey country club property using both funds we had saved through CURF and a loan from CURF. God truly continues to bless us with a new community of more than 11,000 families surrounding us with which to share His good news.
Pennsylvania Conference
Institutional Loan
Do you have dreams of growing your educational institution's ministry but lack funds? CURF is here to help. Eligible educational institutions affiliated with the Columbia Union can borrow an Institutional Loan up to 50% of project costs, and 100% of the loan up front when put in the Conference's name.
Does your ministry want to purchase a new vehicle such as a van to pick-up church members on Sabbath morning, or for transporting meals to those in need? CURF is here to help. Eligible Adventist ministries in the Columbia Union can borrow a vehicle loan at comparable rates for repayment within 5 years.
Entities interested in getting a CURF loan and becoming borrowers must apply through their local conference. See our Full Approval Process to learn more about next steps, or complete the below form to notify your local conference office to get the process started.
Get The Full Details
The Approval Process
You must work with your conference to obtain a CURF loan. Learn about the loan approval process.